Best Payments Tools (2023)

Access the entire payment ecosystem with a Single API. Hyperswitch connects you to multiple payment processors to embrace diversity. It improves payment success rates and reduces payment costs, ops and dev efforts. Built on Rust as an open-source product.

Waivr's Pay by Bank is a single API to process recurring payments via direct debit, bringing 10x lower processing costs, eliminating failed payments and providing faster disbursement.

SphereOne is a cross-chain crypto payment platform that allows you to securely pay your family and friends or favorite Web2/Web3 merchants all from your mobile device. Made so simple that anyone can use it (even your grandmother).

The smartest way to build a subscription-based Bubble app. Add pricing tables, customer portal and sync them all up with the Stripe data-sync.

Bllng helps businesses accept Crypto with one simple link. Create a checkout link 🔗 ➡ Share it 🌐 ➡ Accept Crypto 💲 ➡ Withdraw funds 🎉 ➡ More on the Web App (click the "Visit" button above ☝️)

Binamite lets you pay/get paid in any ratio of fiat + crypto. Pay with crypto, receive in fiat, or vice-versa. As the blockchain industry races to solve the scaling trilemma, crypto payments face a more social obstacle – poor interfacing with fiat currencies.

One integration to build the perfect fraud stack. Dodgeball hooks into signup, sign-in, payments, etc. tracks your users, runs drag & drop automated workflows (logic, smart friction & 3rd-party fraud tools), and returns a response (approve, deny, or review).

Vibes-first payments have never been easier – in just 2 clicks, you can send cash across EU with no fees or IBANs required. Post transactions on the feed and bond with your friends. Switch to Vibes-first payments and make your transactions effortless and fun

Legally invoice your customers without setting up a company from EU! You can get online payment with more than 150 currencies!

eBusiness Spaces is a comprehensive platform that helps freelancers and small business owners manage the process of working with clients, from quoting and invoicing to managing projects and ensuring timely payment and payouts.

🔥Microsoft offers cash to SaaS listing on its Marketplace. 🎉With WeTransact, you can get listed in a few days and get the cash. 💸Cash in from $4,000 to $40,000. 👉Find how much by answering this free survey: https://forms.office.com/e/4W6WrAWGpx

Do more with any link. The easiest way to create a link protected by payment, email, phone, captcha, and or password. Grow your audience when sharing digital resources in Tweets or DMs, meeting links, or even get paid (50% cheaper fees than Gumroad).

Shopboxo is a free to use e-commerce store builder that lets anyone launch a store in minutes using customisable templates. It is code-free and has payments and delivery integrations in the Philippines.

ConvertX helps businesses increase their revenue by not letting customers abandon their carts. It works by capturing the expired checkout session, sending automated emails with reminder and discount codes to convert the checkout session.

We provide easy integration tools for your online store as well as complex integration possibilities. Your transactions will be 3D Secure and relevant with PCI-DSS requirements. You can track your transactions online through the merchant dashboard

With Helio, merchants & creators have a secure and convenient way to accept crypto payments. Helio is faster & delivers a better UX than any other payments platform in crypto. Solutions include E-commerce, Pay Links, Pay Streams and Dev tools.

Meet Fiolet - your service for accepting payments in cryptocurrency. Our platform makes payments faster and easier. We simplify the payment process and ensure that your funds are delivered directly to your wallet. Visit our app and check it out for yourself!

Transform your Web3 experience with Core's integrated suite of products: mobile app, browser extension, & web portfolio. Buy, swap & bridge crypto, collect NFTs, access dApps, & build a wallet w/ Core's SDK. Supports Bitcoin, Ethereum, Avalanche, & EVM chains.

Pigeon is the smartest way to loan money to family and friends! 🤓 Set your own terms, calculate payments, and keep track of the money you send and receive – all in one app. 🪄 Eliminate the stress, anxiety, and awkwardness of lending money. Download Pigeon. ✨

Chimoney is the one-stop API and Platform for payment collection and payouts to 1,500+ Gift cards, Mobile Money, and Bill Payments Banks. Startups can integrate Wallets and Accounting, process Payroll, and earn a revenue share from transactions processed

Metering your product usage data manually? Switch to metering.ai & turn millions of rows of usage data into Stripe invoices in just 3 clicks. This means no more billing errors & no more manual grunt work. Launch usage based pricing for your product in days.

So many freelancers and creators are confused about their minimum rate and they may be working for very less than what they actually deserve. So I have created a simple calculator to calculate your minimum hourly rate.

🔥 Automate shared bills! Track, split, and pay recurring bills with ease. Perfect for friends, roommates, family, and landlords. Our beta web-app has been launched, and we're eager to gather as much feedback as we can! Discover more at https://billslice.io

Solo is an all-in-one app for Solopreneurs and freelancers. It helps with customer management, expense tracking, accepting payments, generating invoices, managing taxes, and more, simplifying the day-to-day operations of running a business by single person.

Get 300+ sales notifications in a few minutes, as if your startup was a unicorn 🦄 🤭 Prank your friends 🤩 Boost your mood 🥳 Get recognition Available on iOS & Android (and MacOS)

A full-suite platform to manage Clients, Invoices, Projects, Proposals, Estimates, Hours, Payments, Contractors and Staff. The perfect solution to win clients and save time.

GoQuikz is an innovative payment solution that allows you to create fully branded payment experiences for your business. From Payment Links & Invoices to Digital Menus and splitting tips to your staff, start accepting payment in minutes.

Tonpay is a payment solution for businesses that want to accept TON and other cryptocurrencies with the help of the cross-chain solution. Our smart-contract-based platform offers security, transparency, and simplicity for online and physical payments.

Lopeer is a Hybrid Neobank that combines Traditional Banking with Cryptocurrency. We enable Africans to Send and receive money globally, Save, Pay Bills and spend with Virtual Dollar Cards.

A platform to streamline pricing cards into your website. We hook to your Stripe account and allow you to create pricing cards in minutes, then you copy and paste two lines of HTML and you're done. We can also generate checkout pages.

Qixeo is a web-based platform focused on streamlining client communication and payments for photographers and studios with feedback and collaboration tools, online payments for deposits and jobs, version control for assets, and digital downloads.

With multi-chain wallets, team collab features, customizable role-based rules, and multi-sig approvals, Bizzllet simplifies crypto invoicing, payments, and expenses. Powered by Multi-Party Computation.

Paylink: your gateway to easy, multi-chain payment requests. Join us in reshaping the crypto payment landscape in this community-owned revolution.

Route payment transactions to the most suitable payment provider based on multiple criteria; help online businesses and customers to get rid of the declined payments frustration.

Unlock a new stream of earning from your creative passion with Crowdfundly! Receive tips, offer exclusive memberships, and sell your creative content, all in one place. Stay connected with your fans through engaging posts and cultivate a supportive community.

Streamlined is B2B payments built for global commerce. We've rethought every step of the payment process, making it smarter, simpler, and more intuitive — so you and your customers get a seamless experience, from invoice to cash.

The developer-centric donation platform. Save time and empower nonprofits to focus on their causes (instead of tech limitations) by integrating modern donation experiences with any website in minutes. Onboard a nonprofit or choose from 1.5m+ causes to support.

Cheq is a modern UPI payments app for international citizens visiting India. Using Cheq, you can pay digitally at over 55mn+ merchants across India. Avoid ATM visits and foreign exchange costs.

Whitepay is the best payment gateway that allows business & charity organisations accept 140+ cryptocurrencies from any crypto wallet. We provide next crypto-solutions: acquiring, processing, invoicing, donations, PoS.

Drowning in subscriptions? Meet Subs! Your all-in-one tool for managing subscriptions. Get push notifications about due dates, keep track of spending, and never be surprised by payments. Subs makes managing your subscriptions as easy as breathing.

Beam is a self-custody payments wallet for the mainstream — no download or signup required. It's the easiest way on the planet to send money. Beam combines the benefits of crypto with the ease of use and familiarity of products like Venmo and Cash App.

1. Optimize: Get in-depth insights on your payment stack and uncover hidden opportunities 🔍 Improve your success rates with AI-based recommendations 🧠 2. Reconcile: Automate recon and save FinOps bandwidth by 60% 🔄 Optimize fees and improve your bottom line 💰

On Pro, you have access to features like Wethos' library of pre-built scope of work, contract term, and service templates, intelligent pricing recommendations, lower payment processing fees, advanced invoicing, and more. Level up with Wethos as your copilot.

Start selling anything within minutes, from ebooks & guides to music, videos, templates, & much more. With Digital Products, easily create, share, and monetize your unique expertise. UPI payment support, instant KYC, real-time settlements, and 0% commission*.

Fronts.AI is a mobile-friendly website manager, where you can: - Launch your website for free in minutes - List your professional skills and services - Accept payments for your bookings - Organize your meetings using a smart booking system

Subscriptions reimagined. With Minipay, you only pay for what you use. No commitments. No contracts. Pause or cancel your subscriptions whenever you like. ⚡️

Generate Stripe fake payment notifications in seconds. Whether you want to play a harmless prank or show that "elon@tesla.com" paid you $44 billion! Customize the background and the number of notifications and make it yours.

Mypaylink makes getting paid simple. Store all your payment links such as PayPal, Venmo and even your bank details on one single profile which you can share with clients, subscribers or social media followers.

It takes more than a paycheck to build an amazing tech team. Zero your payroll costs, get insights to discover and retain your best talent, delight them with amazing benefits.

Steadworth has pioneered an alternative to paying PMI or waiting to save for a down payment by providing homebuyers with funds needed to get to a 20% down payment in return for a percentage of the home’s appreciation.

Sell Anything Digital! Create your online store in seconds, upload files and get paid instantly. Sell UX/UI designs, eBooks, AI prompts, logos, videos, or any other files. Monetize your digital content and make sales hassle-free.

Rekods provides a simple yet effective business management application designed specifically for small business owners. Send invoices, track projects, collect payments, and stay on top of your business--all in one place.

Compliance Genie is a bot that provides immediate, precise, and helpful insights into payment regulations, powered by AI. Beginning with the network rules of Mastercard and Visa, get 24/7 access to expert insights at your fingertips.

Credit chips are designed to accept instant person-2-person payments using NFC, URL, QR code, Wearables, MetaMask, Ledger, Trezor, Visa, Mastercard, American Express, Discover, Apple Pay, Google Pay and many more for borderless and instantaneous payments.

Discover, contract, and collaborate with diverse Solution Providers and Talent on Nebulai. Our secure Escrow smart contracts ensure transparency, low fees, and protection against scams. Find the right partners with peace of mind to innovate faster.

Free, instant, cross-border payouts in USDC or Fiat 💸 We handle on/off-ramping and provide up to 7% APY on your balance ⚡️ Give Wind Business a try for seamless global payments without high fees or complicated interfaces 🌐💸

Do you know? India has built the craziest real time payments of the entire world. In the month of August 2023, it processed 10.586 billion transactions. Crazy! Learn everything about how this payments system is built and how money flows end to end!

Tipptree allows content creators to collect ZERO commission tips and donations from their loyal supporters. Share all your payment options such as PayPal, CashApp and more with followers with one simple link in bio.

Flowlance automates recurring processes right from the calendar and gives an instant overview of the business. All payment information is already in your calendar. Why enter it again into other tools? Start invoicing directly from the calendar you live in!

Kipe: Streamline your finances with easy invoicing, recurring payments, quick estimates, expense tracking, and insightful cashflow dashboards.

Payconsent's mission is to end B2B late payments. It's a Saas platform ensuring fund security throughout the contract life cycle. Clients e-sign and deposit on Payconsent, you deliver the service, they validate, and you receive instant effortless payment.

Breeew is an all-in-one platform that helps you to create and manage productized services - it allows you to accept subscriptions, manage tasks and communicate with your subscribers by using your very own white labeled client portal.

* Afropass is a VIP passport to premium African culture, events, and merchant experiences globally all in one app.

Splitser is the No 1. app to split, settle and pay all your group expenses. It’s the best pick for groups of friends, families, couples, roommates, travellers, colleagues, clubs, unions, fraternities and sororities, teams, etc.

Uvodo is the simplest eCommerce & payments platform to sell goods online and receive payments without a setup or upfront costs. With Uvodo, solopreneurs can start selling online, accepting payments, and pay out collected funds.

ByeDispute monitors fraudulent activity to prevent chargebacks from stolen credit cards, unusual payment activity, or even spammers.

Vizme turns your money into fun, lively stories and memories. Whether it's your friend bagging concert tickets or you booking a dream vacation with friends, Vizme transforms these payments into shared experiences. Money is about making memories, not payments.

UMA uses the Bitcoin Lightning Network for fast, low-cost, and efficient payments. Like SMTP, UMA enables a user experience that allows people to reliably send and receive money 24/7 in the currency they choose.

Kasheesh is the first in market product that let's you split payments at checkout across multiple cards. Find additional savings in our browser extension, and let Kasheesh do the math by utilizing our Smart Split technology to keep your credit on track.

Introducing KrownPay: Embrace the decentralized future with ease! Empowering freelancers, nomads & blockchain pros with Web3 payments. Connect wallets and explore seamless transactions. Try for free with Solana supported wallets.

It is a comprehensive payment platform that leverages cutting-edge blockchain and digital security technologies to streamline online transactions for businesses of all sizes. Designed to support small and micro-businesses, it offers a fusion of security.

We automatically detect and prevent 99% of chargebacks in your Stripe account.

KLO Invoicer is the missing link between your Google Calendarᵀᴹ and Stripe. It checks your calendar for events with Stripe customers, and then invoices them based on assigned products. Perfect for calendar-based businesses like therapists or trainers.